Planning your dream vacation with Bali Tour Packages? Understanding currency exchange in Bali is essential for a smooth trip. Bali uses the Indonesian Rupiah (IDR), and you’ll need cash for most activities – from temple visits to street food adventures.
The good news? Your Indian Rupees go far in Bali, with 1 INR equaling approximately 190 IDR. This means affordable dining, shopping, and experiences await you. However, knowing where to exchange money safely and getting the best rates can save you money.
From airport exchanges for immediate needs to trusted money changers in tourist areas, Bali offers various options for currency conversion. Whether you’re withdrawing from ATMs, visiting authorized exchange centres, or using mobile apps to track rates, being prepared helps you focus on enjoying your tropical paradise!
Currency In Bali – Indonesian Rupiah (IDR)
Bali uses the Indonesian Rupiah as its currency. You’ll see “Rp” written before prices everywhere you go. When you want to check exchange rates online or at banks, look for “IDR” – that’s the official code for Indonesian Rupiah.
Indonesian Rupiah Note Denominations:
Rp 1,000, Rp 2,000, Rp 5,000: For small items like street food, and tipping
Rp 10,000, Rp 20,000: For transport expenses
Rp 50,000, and Rp 100,000: For shopping, dining, and activities
Indonesian Rupiah Coin Denominations: 100, 200, 500, and 1,000 rupiah (but people don’t use coins much for everyday shopping)
Bali Exchange Rate & Conversions
The Bali exchange rate between the Indonesian Rupiah (IDR) and Indian Rupee (INR) helps you budget for your trip. Currently, 1 Indian Rupee equals approximately 190 Indonesian Rupiah, which means your money goes quite far in Bali.
Indian Rupee to Indonesian Rupiah Conversion as of July 2025
1 INR = 189.967 IDR
5 INR = 949.834 IDR
10 INR = 1,899.67 IDR
25 INR = 4,749.17 IDR
50 INR = 9,498.34 IDR
100 INR = 18,996.7 IDR
500 INR = 94,983.4 IDR
1,000 INR = 189,967 IDR
5,000 INR = 949,834 IDR
10,000 INR = 1,899,030 IDR
Indonesian Rupiah to Indian Rupee Conversion as of July 2025
1 IDR = 0.00526455 INR
10 IDR = 0.0526408 INR
25 IDR = 0.131602 INR
50 IDR = 0.263204 INR
100 IDR = 0.526408 INR
500 IDR = 2.63242 INR
1,000 IDR = 5.26422 INR
5,000 IDR = 26.3292 INR
10,000 IDR = 52.6585 INR
Keep in mind that the Bali exchange rate changes daily, so check current rates before planning your Bali Travel Package. Many money changers in popular tourist areas offer competitive rates, but always count your money carefully and use authorized exchange services.
Where To Change Money In Bali?
The Indonesian Rupiah is the official currency in Bali, and you need to know where to change money in Bali to get better conversion rates:
Money Exchange In Bali Airport – When you land at Ngurah Rai Airport, you’ll spot several money exchange in Bali airport counters right after clearing immigration. These airport exchangers are super convenient when you’re tired from travelling, but they typically offer lower rates than city exchanges.
Smart Tip– Only exchange enough for immediate needs like an airport taxi (around 500,000 IDR or ₹2,600/-) and keep the rest for better rates in town. The Bali exchange rate at airports is usually 5-10% less favourable than authorized city exchangers.
Some Trusted Exchange Centres – For the best currency exchange in Baliexperience, head to established money changers with solid reputations. These places offer competitive rates without hidden fees.
PT Central Kuta – It is one of Bali’s most reliable exchange networks. They’ve got branches in Kuta, Seminyak, Ubud, Sanur, and Nusa Dua. What makes them special? No commission fees, fair rates, and they’re open until 1 AM.
Opening Hours: Head office daily from 7.30 am to 1 am.
Location: Jalan Sunset Road No.168, Seminyak, Badung, Bali 80361
PT. Dirgahayu Valuta Prima – Also known as Bali Best Rate, it has been serving travellers since 1984. They’re particularly popular in the Kuta and Sanur areas. Just remember to bring your passport – they check ID for every transaction, which shows they’re serious about security.
Opening Hours: Varies by branch
Best Location: Jl. Meduri No.21X, Sumerta, Kec. Denpasar Tim., Kota Denpasar, Bali 80236, Indonesia
PT Bali Maspintjinra – Also known as BMC, it is a trusted money changer that has been helping travellers since 1993. You can find BMC branches in popular tourist areas like Kerobokan, Legian, Sanur, and Ubud.
Their main office is located on Jalan Raya Seminyak. However, their busiest location is in Banjar Taman on Jalan Raya Kerobokan.
Opening Hours: 8 am to 10 pm
Best Location: Jl. Raya Kerobokan No.50/87, Banjar Taman, Kerobokan Kelod, Kec. Kuta Utara, Kabupaten Badung, Bali 80361, Indonesia
Banks – Indonesian banks like BCA, Mandiri, and BNI offer currency exchange services too. While their rates might not always be the absolute best, they provide peace of mind with official receipts and guaranteed authenticity of notes. You’ll find these banks in every major tourist area, like Kuta and Seminyak.
Banks are especially good if you’re changing large amounts or prefer the security of dealing with official financial institutions. They’re also helpful if you need specific denominations for your Bali vacation.
Using ATMs In Bali
You’ll find plenty of ATMs in popular tourist spots, but they’re harder to find in remote areas. Here’s what to expect:
ATMs give out 50,000 or 100,000 rupiah notes only(currency in Bali)
You can usually withdraw 20-30 notes at once (that’s about 1-3 million rupiah).
Your bank might have daily limits, so check before you travel.
ATM fees can be expensive(depends on your bank card) – sometimes up to 10% of what you withdraw.
Pro Tips:
Use ATMs that are connected to actual bank buildings rather than standalone machines on the streets.
Since ATM fees are high, it’s often better to withdraw larger amounts less frequently rather than making lots of small withdrawals.
Essential Apps For Currency Exchange Rates
Managing your money in Bali is easier with these helpful phone apps that show you current exchange rates:
XE Currency Converter – This free app is perfect for travellers. Just enter any amount in Indian Rupees or Indonesian Rupiah, and it instantly shows you the current value.
Indonesian Rupiah Converter – This app focuses only on converting Rupiah to other currencies, making it simple to use.
Smart Tips For Currency Exchange In Bali
Follow these simple tips to exchange money safely and get good rates:
Do Your Homework: Check current exchange rates online before visiting money changers. This helps you spot fair deals.
Watch Out For Scams: If someone offers rates that seem amazingly good with no fees, be careful. It might be a scam. Stick to well-known, authorized money changers.
Bring Clean, New Bills: Money changers in Bali are picky about bill condition, especially US dollars. Make sure your bills are new with no tears or writing, no folds or creases, and not Old or damaged. These bills may often get rejected.
Count Everything Twice: Always count your money right there at the counter before walking away.
